Online Banking Research Proposal Example | Topics and Well Written Essays - 3000 words

Online Banking - Research Proposal Example Several studies have been conducted to with an aim of showing trends in the adoption of internet banking among adults and different geographic areas. Online banking services and products include both wholesale and retail products. Wholesale products are generally meant for corporate customers while retail and fiduciary products are meant for consumers. Online banking has become a popular and safe way for individuals, institutions and organizations to stay connected with their bank accounts. Online banking is mostly preferred above over-the-counter-banking since it is cheap and it offers the flexibility that is desired by clients (Hossein, 2004). It however also remains a high-risk subject considering that frauds are more easily conducted online and over remote distances than when banking activities are conducted offline. While several studies have been conducted on online banking, there is a clear gap that needs to be filled; how do different gender relate to internet banking. This study is therefore aimed at finding how different sexes respond to online banking. Of great interest is the ratio of online banking users in terms of gender, the specific services that are preferred by each sex and for what reasons other services are not preferred. Today's internet banking has succeeded distance banking services that were conducted electronically during the early 80s. The term online banking was commonly adapted inn the late 1980s to refer to the use of keyboard, monitor and a terminal to access the electronic banking system using a phone line. It was in New York in 1981 that online banking services began. The city's major banks Chase Manhattan, Citibank, Manufacturers and Chemical offered home banking services by use of the videotext system. United Kingdom's first online banking service was established by NBS (Nottingham Building Society) in 1983. The online system was based on the Prestel system, a television set, a computer and a telephone system. The system allowed viewing of statements online, bill payments, and bank transfers (John, Levine & Carol, 2007). In order for bill payment and bank transfers to be effected, written instructions had to be first sent to the NBS who then updated the Homelink system of the intended transaction. Many banks today offer secure, fully functional internet banking for a small fee or sometimes even free of charge. As online banking

TuiNaTraditional Chinese massage and Sport Therapy Essay

TuiNaTraditional Chinese massage and Sport Therapy - Essay Example Sports research points to rigorous studies in order to determine the best forms of sports massage to maximize the benefits to the health and well being of people taking part in sports (Martin, Zoeller, Robertson, & Lephart, 1998; Jonhagen, Ackerman, Eriksson, Saartok, & Renstrom, 2004). Tui Na, a form of Traditional Chinese Medicine massage may be a viable complement to traditional sports massage used in the West. Overuse knee injury is commonly referred to as patellofemoral syndrome, to describe pain on and around the kneecap (patella). It is most commonly the result of damage to the surface underneath the kneecap, through a blow or fall, of from continuous rubbing on the bone underneath (Devan, Pescatello, Faghri, Anderson, 2004). Other names for the injury are chondramalacia patellae, patella pain syndrome or runner's knee. If the injury is not treated that it becomes a chronic condition that does not respond well to recovery methods. The pain can originate from over-tightness of the illio-tibial band (ITB), with the tendon rubbing on the knee bone. As a result the patella does not move or track correctly when the knee is bent from being outstretched (i.e., it does not move toward the inside surface of the knee) to position correctly in the intercondylar notch of the femur. The cartilage under the patella can become damaged, and the ITB inflamed. It is a common injury for runners aged 10-20 years. It is also more likely for those who have small kneecaps, or those whose feet roll in (pronate). Weak quadriceps muscles can increase likelihood of experiencing the condition. There is increased incidence among long distance running and hill running athletes, or those who have had previous knee injury. Clear Identification of TopicSports massage can help stretch the ITB, as tight knots within the tendon may be causing it to shorten. Soft tissue and deep friction massage are traditional sports massage techniques to aid in stretching the ITB, as well as myofascial releasing techniques. In contrast, Tui Na treats the whole body by working on meridians (energy channels)